America Has A Lot Of Things To Be Proud Of – This Is Not One Of Them.

“Fight Against Stupidity And Bureaucracy”


One thing that America and Americans have always been noted for is their generosity to the less fortunate. Billions of dollars have been donated over the years to one good cause or another. It is a record to be proud of.

Now, however, it seems that the idiot bureaucrats are going to take even that away.

Now it is apparently a crime to feed the homeless.

Arnold Abbott

To emphasize the point, 90 year old Arnold Abbot, who has been preparing and distributing food to the homeless in Ft Lauderdale, Florida for more than two decades, is now deemed to be committing an illegal act and has been arrested for his charitable work.

It’s all because some morons, in government jobs, paid for by the taxpaying public, and who have never themselves been homeless, decided that feeding the poor is no longer to be tolerated.

Abbott and two South Florida ministers, pastors Dwayne Black and Mark Sims, have been arrested as they served up food. They were charged with breaking an ordinance restricting public feeding of the homeless. Each faces up to 60 days in jail and a $500 fine.

Arnold Abbott 2

Fort Lauderdale is the latest U.S. city to pass restrictions on feeding homeless people in public places. In Orlando, a similar ordinance requires groups to get a permit to feed 25 or more people in parks in a downtown district.

Advocates for the homeless say that the cities are fighting to control increasing homeless populations, but simply passing ordinances does not solve the problem, it just pushes it into someone else’s back yard.

It all smacks very much of bureaucratic stupidity. Leave the disease unchecked and concentrate on legislating for the symptoms.

If the government is willing to waste time and money making criminals out of those who wish to feed the homeless, why can it not use its resources to try to grips with the root causes of that homelessness and do something about it.

The US is $18 trillion in debt, and counting, but if government money can be found to give to foreign countries to alleviate hardship, why can money not be found to alleviate the same hardship in the homeland?

I’ve never been homeless and I don’t want to know what it’s like. But a lot of ordinary people hit hard times and lost their homes thanks to the theft and fraud perpetrated by the banksters whose greed created the property crash.

Many billions of dollars were given to these crooks by the government to bail them out,  money that was then gambled away or stuck in the banksters own pockets in the form of ‘bonuses’ they did not earn nor deserve.

Thankfully ordinary citizens are coming to the aid of Arnold Abbot. He has received public statements of support and even some financial contributions this Christmas past to assist with his helping the homeless.

I doubt, however, if the bureaucrats are finished with him, after all, who better for cowards like them to pick on than a 90 year old man?

I wonder who is right and who is wrong? Let’s check the real rule book…

Matthew 25:35,40

35 For I was hungry and you gave me food, I was thirsty and you gave me drink, a stranger and you welcomed me,

40 And the king will say to them in reply, ‘Amen, I say to you, whatever you did for one of these least brothers of mine, you did for me.’





Oh Gimme Strength!

“Fight Against Stupidity And Bureaucracy”



He’s only gone and done it again!

First Obama got his nose stuck in Russia’s affairs, and now he’s pointing a nostril at China’s.

What is wrong with US politicians these days? They know nothing about foreign policy or foreign regimes come to that, yet they continue to try to dictate how everyone else should be behaving themselves.

These things aren’t any of our business and American Presidents, Secretaries of State and the rest are not doing themselves, or their country, any favors by getting involved in foreign disputes that don’t concern them.

You could understand it if they knew what they were talking about, but the long list of failed initiatives and interventions shows clearly they don’t. No one respects their opinion any more and economically and militarily strong nations, like Russia and China, certainly aren’t going to lie down and buckle under because of any outside interference.


So far US meddling in other people’s affairs has caused a catastrophe in the Middle East, ill will in Europe, sanctions against Russia that don’t work, and now interfering in what is happening in Hong Kong has done nothing but irritate the Chinese government. They’ve actually told America to butt out and mind their own business.

What they actually said was “Hong Kong affairs fall entirely within China’s internal affairs. We hope that some countries and people can be prudent in their words and deeds, refrain from interfering in the internal affairs of Hong Kong in any way, do not support the illegal activities such as the ‘Occupy Central,’ and do not send any wrong signals.”

Like I said – butt out!

The Chinese government will do what they are going to do, no matter what criticism it draws from the rest of the world. China is not a democracy so it is pointless to try to impose democratic ideals on it and its people. You can be sure that those in charge in China will eventually put down the current protests, violently if necessary. All that will be achieved by egging the protesters on will be a disaster like the Tiananmen Square massacre. How many lives is it worth to embarrass China on the media for a few days?

tiananmen square Wang Weilin holding up tanks in Beijing

Apart from the un-informed who only parrot what they hear on heavily skewed TV newscasts, most of the rest of us are fed up with people dying in order to make the world safe for democracy.

America has a cart load of problems, economic, social and the rest, without taking on the ills of the rest of the world as well, especially when it hasn’t a clue how to solve them.

Time for a rethink, assuming that any thought was put into what they are currently doing.




It’s Hard To Love Your Country When It’s Government Doesn’t Love you Back!

“Fight Against Stupidity And Bureaucracy”


A few weeks ago I wrote a post that I called “Why are the bureaucrats destroying what made America great?” (if you want to refer to it please click here

In it I posed the question as to why a self-defeating wealth-distributing philosophy is taking the place of the business-friendly environment that America is famed for and that made it the wealthiest nation on Earth. And why the bureaucrats are trying to make it increasingly more difficult and expensive for businesses to operate in the US rather than offering more incentives and encouragement.

drop business incentive programs

The example I gave in the previous post was the huge pharmaceutical corporation called AbbVie, which was relocating from Chicago, Illinois, to Europe and thereby effectively cutting its tax bill in half – a significant saving when you are generating billions of dollars in revenue each year.

Now the latest corporation to show its frustration with the way things are deteriorating in America is the Miami based fast food giant Burger King. It is currently in merger talks with Canadian coffee chain Tim Hortons, in a deal that would allow Burger King to relocate out of the US with a view to trying to cut its “big whopper”  of a tax bill too.

Since the new company would be headquartered in Canada, Burger King would no longer be liable for punitive US taxes which are now regarded as the highest among developed economies.

It’s another high profile example of what is called an ‘inversion’ deal, a strategy that allows US firms to lower their tax bills by merging with a foreign company, and then relocating to the new country.

tim hortons logo

The Obama administration’s response has been predictable  –  cry foul, say it’s not fair, and tell these corporations to forget about the best strategy for their business and just wrap themselves in the Star Spangled Banner.

“My attitude,” the President declared in July, “is I don’t care if it’s legal — it’s wrong.”

It’s great to love your country, but it’s tough when the government of your country doesn’t love you back! And it will take more than bogus emotional claptrap to change the minds of hard-headed businessmen.

What Obama and his henchmen should be doing is asking themselves why it is happening and what THEY are doing wrong that makes these giant wealth creating corporations want to get out of America as fast as they can.

But they won’t do that.

That would make sense –  and sense is the last thing that the bureaucrats want to apply to any situation.

So they’ll continue to spend money they don’t have, on things the country can’t afford and probably doesn’t need, and then pass the bill on to the tax payers.

Their short term solution to these corporate inversion deals will be to try to legislate to make them illegal. Good luck with that, I have never seen legislation drafted by an idiot bureaucrat that a team of top corporate lawyers couldn’t drive a coach and horses through.

So rather than stopping the exodus, it’s more of a question of what will be the next corporation to leave???

drive a coach and horses through




“No Credit. Bad Credit. All Credit. 100 Percent Approval.”

“Fight Against Stupidity And Bureaucracy”


We had it with the real estate market. Billions of dollars being lent to people who obviously couldn’t afford it.

We saw the trouble, hardship, misery and financial woes that were caused as credit dried up, real estate prices began to tumble, and bankruptcies and foreclosures increased.

And we know the damage it did to the economy when irresponsible banks and other lenders went bust and almost brought down the entire financial system. 

Smart people would learn from such a situation.

Smart people would never contemplate doing such a thing again.

But despite what they would like to have you believe, bankers are not smart people. They’re dumb and they are greedy, a deadly combination.

bad credit 100 percent financing

As a result of the financial crisis millions of Americans (and people in other countries too) have been left with poor credit scores. Yet remarkably they are now able to easily obtain auto loans from used-car dealers, including some who fabricate or ignore borrowers’ abilities to repay. Even if you are bankrupt or living only on social security, banks like Wells Fargo will lend you thousands of dollars to buy a used car.

It’s called the new sub-prime boom, because the lack of caution resembles the frenzied sub-prime mortgage market before its collapse. And it is already bringing misery to many people who have been suckered into taking out loans that they clearly could not afford.

Worse than that, these sub-prime auto loans often come with terms that take advantage of the most desperate, least financially sophisticated customers, with interest rates that can exceed 20 percent. And many of the loans can be at least twice the value of the second hand cars they are being used to purchase!

wall street car crash

This creates a vicious circle for some borrowers, who still owe money on a car that they are trading in when they purchase another one, meaning that the former debt is rolled over into the new loan and they end up, not just paying too much for their current car, but also continue to pay off the loan on their previous car that they don’t even have!

This is the way loan sharks operate. Eventually you end up borrowing your own money and paying them interest for the privilege!

This surge in sub-prime auto lending is being driven by some of the same dynamics that were at work in sub-prime mortgages. There is a veritable deluge of money pouring into sub-prime autos, as the high rates and steady profits of the loans attract investors.

And just as Wall Street stoked the boom in mortgages, some of the nation’s biggest banks and private equity firms are now feeding the growth in sub-prime auto loans by investing in lenders and making money available for loans.

To quote some of the figures, auto loans to people with bad credit have risen more than 130 percent in the five years since the immediate aftermath of the financial crisis, with roughly one in four new auto loans last year going to borrowers considered sub-prime, that is, people with credit scores at or below 640. Wells Fargo, mentioned earlier, made $7.8 billion in auto loans in the second quarter of this year, up 9 percent from a year earlier, and has at least $50 billion in auto loans on its books.

greedy bankers

Even worse, as was the case with sub-prime mortgages before the financial crisis, many sub-prime auto loans are being bundled up into complex bonds and sold as securities by banks to insurance companies, mutual funds and public pension funds. They are all scrambling for these, which in turn creates ever-greater demand for loans, and leads to the banks issuing more and more sub-prime credit.

Unbelievably it’s the same crooks doing exactly the same thing, including using incorrect information about borrowers’ income and employment, so that people who had lost their jobs, or were bankrupt, or living on Social Security, could qualify for loans that they could never afford.

carbuying credit report

Admittedly, the size of the sub-prime auto loan market is only a tiny fraction of the sub-prime mortgage market at its peak, and its implosion would not have the same far-reaching consequences.

For the banks the investors silly enough to buy their bonds, that is.

But the misery is just as great for the people who are suckered into accepting credit they cannot afford.

Illegal it may not be, but immoral it certainly is.

Political leaders who sit astride high horses and purport to be working on behalf of the ordinary people should be doing something about it.

But, as I’ve said before, don’t hold your breath!

obama used car salesman




Is Your Life Insured?

“Fight Against Stupidity And Bureaucracy”


It’s an interesting question.

But worry not, I am not going to try to sell you an insurance policy nor even recommend one.

Quite the reverse in fact.

Many people have some kind of life insurance for the financial protection of their families if they should be unfortunate to pass away unexpectedly.

It is usually for enough money to pay off the mortgage with a little left over to provide some kind of income for the wife and kids.

At least that’s how it should be.

dead peasants indursnce

But there is a growing trend for employers to insure their employees. A nice gesture you might think at first. Until you find out that the beneficiary of the insurance would not be the survivors or estate of the insured employee, but the corporate pension plan!

It is unofficially known as “dead peasant” insurance, and hundreds of corporations have already taken out policies worth hundreds of billions of dollars, on thousands of employees, providing companies with a steady stream of income as current and former employees die  –  even decades after they have retired or left the company.

And new “dead peasant”policies worth at least $1 billion are being put in place every year!

Unsurprisingly the greedy money-grabbing banksters are especially fond of the practice. Bank of America’s policies have a cash surrender value of at least $17.6 billion; Wells Fargo’s at least $12.7 billion; and JPMorgan Chase at least $5 billion, according to filings with the Federal Financial Institutions Examination Council.

corporate greed

Of course the tax-men are to blame too – aren’t they always? – because so-called company-owned life insurance offers employers generous tax breaks. For example, company-paid premiums are tax-free, as are any investment returns on the policies and the death benefits eventually received. Although having said that it has to be admitted (grudgingly) that the I.R.S. has taken companies including Winn-Dixie and Camelot Music to court for using such policies as tax avoidance schemes.

Many people faced with a request from an employer to consent to such a policy are too afraid not to comply in case it affects their job or promotion prospects. They shouldn’t be because that would probably be illegal as well as unethical. Class-action lawsuits against several companies with such policies are already underway or have been settled. Several companies, including Walmart, settled the suits, paying millions to low-ranking employees who had been covered.

So if you are uncomfortable with the thought that your company might profit from your death, don’t sign up.

And as for the corporations? I’m as fond of making a few bucks as the next man, but you have to draw a line somewhere and I think corporations should be content with the contribution their employees make to their company profits when they are alive, instead of conniving to profit from their deaths also.