“Fight Against Stupidity And Bureaucracy”

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Why indeed!

I certainly never question the popularity of puns.

So here is another word play day for toy to…..

Enjoy or endure!

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rofl

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I went to see my doctor with chronic depression.

I said, “Feeling any happier these days doc?”

doctor with chronic depression

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My friend certainly knows how to make an entrance.

He just put up my new front door.

new front door

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I’ve just broken all my DVDs of Japanese cartoons.

I’m my own worst anime.

anime

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My dog just swallowed my phone

and got it stuck in his throat,

I’m going to ring his neck.

cartoon dog

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Just for a laugh, I changed the font at our local church

but the Vicar wasn’t happy.

It took him half a day to get it back

to Times New Roman.

font

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I’ve gone off them a bit now,

but there was a time when I used to really dig graves.             

grave_digging_afghan

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My new girlfriend really takes my breath away.

She’s inflatable.

inflatable woman

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I could hear the wife moaning about

a wobbly shelf in the kitchen.

I soon fixed that.

I turned the TV up.

tv volume control

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I’m fed up with my friend Adam.

He walks round like he is God’s gift to women.

Adam

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My dad was watching a news broadcast about Gaza.

He was so shocked he dropped hezbollah cornflakes.

cornflakes

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My wife left because she thinks

I have an obsession with electricity.

I was like, “Watt, I’m shocked….

it hertz me when you say stuff like that.

Currently I’ve not been myself I admit,

but it would help if you had some positive input in

my life instead of being negative.

But none of that matters any more,

I’m going ohm.”            

electrical terms

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I’m planning on becoming a shepherd.

It’s easy, I herd.

shepherd

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My next song is about subtraction.

Take it away…      

subtraction

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Leaving her living room,

a blonde finds her husband lying unconscious

at the foot of the stairs and in a panic she calls ’911′.

“My husband’s fallen down the stairs,” she cries.

“Calm down, madam,” the operator tells her,

“do you know what caused the fall?”

“No, what?”

blonde blonde

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Shop assistants are so rude these days.

I went into the DVD store and asked if they had

any about people stranded on a desert island.

The assistant told me to get lost.

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“Fight Against Stupidity And Bureaucracy”

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We had it with the real estate market. Billions of dollars being lent to people who obviously couldn’t afford it.

We saw the trouble, hardship, misery and financial woes that were caused as credit dried up, real estate prices began to tumble, and bankruptcies and foreclosures increased.

And we know the damage it did to the economy when irresponsible banks and other lenders went bust and almost brought down the entire financial system. 

Smart people would learn from such a situation.

Smart people would never contemplate doing such a thing again.

But despite what they would like to have you believe, bankers are not smart people. They’re dumb and they are greedy, a deadly combination.

bad credit 100 percent financing

As a result of the financial crisis millions of Americans (and people in other countries too) have been left with poor credit scores. Yet remarkably they are now able to easily obtain auto loans from used-car dealers, including some who fabricate or ignore borrowers’ abilities to repay. Even if you are bankrupt or living only on social security, banks like Wells Fargo will lend you thousands of dollars to buy a used car.

It’s called the new sub-prime boom, because the lack of caution resembles the frenzied sub-prime mortgage market before its collapse. And it is already bringing misery to many people who have been suckered into taking out loans that they clearly could not afford.

Worse than that, these sub-prime auto loans often come with terms that take advantage of the most desperate, least financially sophisticated customers, with interest rates that can exceed 20 percent. And many of the loans can be at least twice the value of the second hand cars they are being used to purchase!

wall street car crash

This creates a vicious circle for some borrowers, who still owe money on a car that they are trading in when they purchase another one, meaning that the former debt is rolled over into the new loan and they end up, not just paying too much for their current car, but also continue to pay off the loan on their previous car that they don’t even have!

This is the way loan sharks operate. Eventually you end up borrowing your own money and paying them interest for the privilege!

This surge in sub-prime auto lending is being driven by some of the same dynamics that were at work in sub-prime mortgages. There is a veritable deluge of money pouring into sub-prime autos, as the high rates and steady profits of the loans attract investors.

And just as Wall Street stoked the boom in mortgages, some of the nation’s biggest banks and private equity firms are now feeding the growth in sub-prime auto loans by investing in lenders and making money available for loans.

To quote some of the figures, auto loans to people with bad credit have risen more than 130 percent in the five years since the immediate aftermath of the financial crisis, with roughly one in four new auto loans last year going to borrowers considered sub-prime, that is, people with credit scores at or below 640. Wells Fargo, mentioned earlier, made $7.8 billion in auto loans in the second quarter of this year, up 9 percent from a year earlier, and has at least $50 billion in auto loans on its books.

greedy bankers

Even worse, as was the case with sub-prime mortgages before the financial crisis, many sub-prime auto loans are being bundled up into complex bonds and sold as securities by banks to insurance companies, mutual funds and public pension funds. They are all scrambling for these, which in turn creates ever-greater demand for loans, and leads to the banks issuing more and more sub-prime credit.

Unbelievably it’s the same crooks doing exactly the same thing, including using incorrect information about borrowers’ income and employment, so that people who had lost their jobs, or were bankrupt, or living on Social Security, could qualify for loans that they could never afford.

carbuying credit report

Admittedly, the size of the sub-prime auto loan market is only a tiny fraction of the sub-prime mortgage market at its peak, and its implosion would not have the same far-reaching consequences.

For the banks the investors silly enough to buy their bonds, that is.

But the misery is just as great for the people who are suckered into accepting credit they cannot afford.

Illegal it may not be, but immoral it certainly is.

Political leaders who sit astride high horses and purport to be working on behalf of the ordinary people should be doing something about it.

But, as I’ve said before, don’t hold your breath!

obama used car salesman

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“Fight Against Stupidity And Bureaucracy”

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Yes, I have to admit that many of the facts that I use on these posts are just as big a surprise to me as they possibly are to you.

But I hope interesting, as well.

Here is the latest batch from the archives.

Enjoy.

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facts 04

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There are 13 ways to spell

the “o” sound in French

the-simpsons-d-oh

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There is a planet called HD189733b

where it rains glass sideways.

planet HD189733b

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The language of the Native American Zuni tribe

has resemblances to Japanese.

Subsequent research confirmed

biological similarities between the groups.

Native American Zuni tribe

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For a long time the world believed Troy to be a mythical city

and the Trojan War to be little more than legend,

until Heinrich Schliemann discovered the actual remains of the city.

Troy

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Despite the common myth that large brains equal more intelligence,

people like Einstein actually had a smaller brain

(only difference is, he used his!)

Einstein

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Vikings didn’t have horns on their helmets.

Viking helmet

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A man  named James Boole survived a fall of 6,000 feet

without a parachute with only a broken back and ribs.

It is estimated that when Boole hit the ground,

he was falling at about 100 kilometers per hour.

James Boole

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There is no such thing as a banana tree,

bananas grow on a banana plant.

banana plant

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Nuclear rain from the Chernobyl disaster

fell as far away as Ireland

where sheep farmers were banned from

selling their animals for human consumption for a time.

chernobyl-radiation-map

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For years Big Pharma made $millions off selling people

anti-stress drugs to cure their ulcers,

until an Australian scientist proved the ulcers

were quite often caused by bacteria and were easily curable.

anti-stress drugs

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Fourteen of the original rides from

Disneyland’s 1955 opening are still in operation.

original rides from Disneyland

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Nice comes from a Latin word meaning “ignorant”.

nescius

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Side by side, 2000 cells from the human body

could cover about one square inch.

cells from the human body

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When Robert Williams tried to retrieve

a faulty part at a Ford Motor’s casting plant,

the malfunctioning machine reactivated

and its arm slammed into his head, killing him instantly.

He is the first man in history to have been killed by a robot.

Ford Motor Company robot

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In one of the stupidest decision

in the history of the music industry,

Decca Records turned down the Beatles

because they “weren’t sellable”.

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Why Are The Bureaucrats Destroying What Made America Great?

Posted: July 20, 2014 in Business, Politics, Factoids, Rants, Current Events
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“Fight Against Stupidity And Bureaucracy”

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The Sunday Sermon

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Since the government and bureaucrats in the United States abandoned the business-friendly environment that made the country the greatest and wealthiest nation on earth, and replaced that with a legislative and wealth redistributing strategy that is anything but business-friendly, there has been a growing trend for successful companies to leave the US.

It should have been obvious – and indeed it was – to everyone but the morons in Washington. 

 

obama cartoon big government

The latest to try to make a move out of the United States is the pharmaceutical giant AbbVie, currently based outside Chicago, Illinois, but not for much longer if they get their way.

Using a $53 billion acquisition of the Jersey-registered, Irish-headquartered global specialty biopharmaceutical company “Shire”, a deal that will allow Abbvie to reincorporate elsewhere, it plans to leave the high tax US for a more advantageous business environment.

By making this move and escaping United States tax rates, Abbvie will pay lower taxes on its international earnings, get access to overseas cash more cheaply, and be able to acquire other companies without making their earnings subject to United States taxes.

Abbvie

And Abbvie is not alone.

There has been a rush of companies wanting to get out of the United States. Health care companies in particular, such as Medtronic, Mylan, Actavis, Perrigo, Jazz Pharmaceuticals and Endo, have pursued these “inversion deals”, as they are called, with particular zeal.

The moral of the story is simply this.

When a country forgets what has made it great and instead turns into something quite the opposite, all the reasons for its greatness disappear. And the United States is doing this at a time when it is heavily in debt – the most indebted nation in the world by a long way.

The short-termism of trying to grab as much money as possible from companies and individuals will end in failure and disaster for all. People like Obama try to put a fancy misleading name on it and call it “wealth redistribution”. What it really is, is a major disincentive for anyone to want to set up and do business in the United States.

redistribution-of-wealth

And as you would expect, the idiots in Washington aren’t scratching their heads and wondering why more and more companies are opting to leave the US. Instead the bureaucrats are trying to think of ways to make it illegal for companies like Abbvie to adopt this strategy. 

Treasury Secretary Jacob J. Lew has already sent letters to senior members of Congress, encouraging them to pass legislation halting inversions. The legislation being considered by some lawmakers would be retroactive, and if passed, could impede AbbVie’s ability to reincorporate overseas.

Treasury Secretary Jacob J. Lew

And proving that stupidity is a cross party phenomenon, on Thursday, Senator Orrin G. Hatch, the Utah Republican who is the ranking member of the Senate Finance Committee, responded to calls from the Obama administration to crack down on inversions by saying he supported a short-term fix, although he suggested that the administration’s initial proposal went too far.

Senator Orrin G. Hatch

It seems fairly logical in my mind that the way to stop this growing exodus, which in the longer term will leave the US a lot poorer and a lot more of its citizens out of work, is to legislate to reduce tax bills, not increase them; to give businesses an incentive to invest and expand in the United States, not to drive them away; and to encourage entrepreneurs to relocate TO the US rather than scramble to get out.

Of course, that’s just in my head. All that is in the heads of the idiot bureaucrats in Washington is self-defeating rubbish like increase minimum wages, increase healthcare contributions, increase taxation, introduce capital controls, increase government bureaucracy so more debt is piled up and the USD$ weakens further, and of course start a few more wars to distract the people from the mess that is being made at home.

So, to pose the question in the title of this post again, why are the bureaucrats destroying what made America great?

Your guess is as good as mine, although while some obviously have malicious intent, I wouldn’t entirely rule out plain old stupidity!

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“Fight Against Stupidity And Bureaucracy”

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Farnborough Airc Show 2014 logo

In the summer in Farnborough in Hampshire, England one of the biggest events in the aviation industry takes place. It’s call the Farnborough Air Show.

I remember when I used to work in that industry helping to prepare invitations, information packs, and all the usual PR stuff. Farnborough is THE place to meet and greet both those who buy aircraft and those firms like Boeing and AIrbus who build them and provide tens of thousands of jobs for smaller companies.

So it is an important event.

At this year’s show they named the world’s best airline, in fact they named the top ten best airlines.

And despite the United States building some of the best airplanes in the world, and despite the United States having some of the world’s largest and busiest airlines, do you know how many United States airlines made it into the top ten?

The title of this post probably gave it away. The answer is….

None. That’s ninguno, aucun, keiner, zero!

Even the regional category for North America was won by Air Canada.

cartoon intrusive airport searches

Apparently, not only are air travelers in America to be treated as potential terrorists, herded and prodded and scanned and humiliated when they are trying to get on to an airplane. But when they do, the comfort and service they can expect will be second rate.

I think that’s a disgrace. America should be leading the world in the standard of their airlines. They should be at least one, if not more, of the top ten list every year offering a consistently high standard that their customers (that’s you and me) deserve.

And this award is decided by the votes of millions of travelers, so customers’ opinions do count.

So time for United States airlines to ditch those bureaucratic bean counters who decide that they can squeeze just another row of seats into an airplane so that everyone is uncomfortable. In the long term this kind of thinking doesn’t save you money, it loses you money. And when your customers vote for the best airline, they don’t vote for you!

For those of you who are interested, this year’s best airline was the Hong Kong based Cathay Pacific. They were voted best performer across all types of travel, economy, and luxury.

Cathay Pacific World's Best Airline 2014

Cathay Pacific World’s Best Airline 2014

Qatar Airways and Singapore Airlines placed second and third respectively in the global category, with last year’s winner, Emirates, slipping to fourth. Fifth to tenth places went to Turkish Airlines, ANA All Nippon Airways, Garuda Indonesia, Asiana Airlines, Etihad Airways and Lufthansa respectively.

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“Fight Against Stupidity And Bureaucracy”

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A little nerdy pun in the title to set the tone for today, because it’s another Pun Day.

Some more plays on words, which you will either….

Enjoy or endure!

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rofl

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I was thinking of getting a tattoo on my palm

On the other hand I might not bother.

tattoo on my palm

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I’m giving away a free gate.

Honestly, there’s no catch.

gate

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A Rastafarian just gave my friend a haircut.

He looks dreadful.

Rastafarian

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Just been thinking, Hooters should do a home delivery service.

They could call it Knockers.

Hooters

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Whenever anybody asks what I do.

I tell them I’m a Thai boxer, to make myself sound hard.

Sounds better than telling them

I pack men’s neckwear in a warehouse.

muay_thai_boxers

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I find it difficult to count in

Roman numerals until the number 159.

Then it just CLIX.

CLIX

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If you’d like to know more about bulimia,

just do a Google search and see what it throws up.

bulimia

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I used to live in a tire, but it got a puncture.

Now I just live in a flat.

flat tire

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Statistically speaking,

the word “duck” is 75% obscene.

duck

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To those men who whinge and whine

saying it’s too hard to cultivate apples,

I say, “Grow a pear.”

pear

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I want to thank my friend, who looked up

“Agglomeration” for me in the dictionary.

It means a lot.

agglomeration

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Do you think that a Clairvoyants meeting has

ever been cancelled due to unforeseen events.

Clairvoyant

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I’ve written a book about

an Apartment block for Midgets.

It’s a collection of short storeys.

Lego Apartment block

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My Korean friend died last week.

So Yung…

Korean flag

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Apparently Matt Damon believes in two things:

Sequels, and reincarnation.

Basically, he thinks he’ll be Bourne again.

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“Fight Against Stupidity And Bureaucracy”

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Yes, the fact file is open again.

Another random selection covering science, music, history, archaeology, nature and even brain surgery!

Enjoy.

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did you know5

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Women blink twice as much as men.

Women blink twice as much as men

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Picking up baby birds and returning them to their nests

will not cause their mothers to reject them.

baby bird

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It takes food approximately seven seconds

to get from your mouth to your stomach.

mouth to your stomach

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The brain has no pain receptors so it doesn’t feel anything.

This is why doctors are able to perform open brain surgery

on patients that are still awake.

Hannibal Lecter brain

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But brain surgery is not something new.

In the past some cultures practiced “trepanation”,

or the act of drilling holes in the brain

to alleviate pain and cure sickness.

trepanation

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More than 5 million people live in areas

that are considered to be “contaminated”

with radioactive material from the Chernobyl disaster.

Chernobyl disaster

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The body of the last English King to die in battle, Richard III,

was finally found buried under a Leicester car park

in what was one of the most astonishing

archaeological discoveries of the last few decades.

Richard III grave found in Leicester carpark

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The Chinese government

attempted to crack down on gift giving

by banning certain luxury commercials.

The economy immediately started falling.

Chinese government

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Disney Park employees are required to point

with either the whole hand or using two fingers.

This is because some cultures see pointing

with one finger as disrespectful

Disney two finger point

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Dropping a penny from the top of the

Empire State Building would not kill someone

Dropping a penny from the top of the Empire State Building

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Lemur comes from a Latin word that means

“spirit of the dead”.

The person that named them cited their

nocturnal nature as a source of influence.

Lemur

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For many years scientists couldn’t figure out

how the Earth’s solid inner core spins one way

and the liquid outer core spins the other.

Scientists at Leeds University recently found

that the answer lies in a simple “equal and opposite” reaction

based around Earth’s magnetic fields.

Earth’s solid inner core spins one way and the liquid outer core spins the other

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The word “Addict” comes from ancient Rome

when soldiers were awarded slaves known as “addicts”,

which is the Latin word for slave.

It eventually came to refer to a person

who was a slave to anyone or anything.

Addict

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Air Force One is not the name of a specific plane,

but the name of any plane carrying the president.

Air Force One

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The Beatles still hold the record for the

most number-one singles in the Billboard Charts.

They had twenty in all

and their biggest seller was “Hey Jude”.

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